How to retire in costa rica презентация

MAJOR EXPENSE #1: A PLACE TO LIVE

Слайд 1HOW TO RETIRE IN COSTA RICA
And do it on Social Security

benefits alone!

Слайд 2MAJOR EXPENSE #1: A PLACE TO LIVE


Слайд 3These costs can vary widely depending on where in the country

you want to live (mountains, beach, city), and what kind of amenities are absolutely necessary.

A PLACE TO LIVE

That being said, most expats should easily be able to find something affordable. We have a two bedroom, one-bathroom house in a town we love. Our rent includes water, electricity, and Internet.
Total = $450 per month


Слайд 4MAJOR EXPENSE #2: FOOD


Слайд 5Generally, food is just as expensive in Costa Rica as it

is in the United States. However, deals can be had at farmer’s markets. And tiny “sodas” (mini-restaurants) offer simple and filling meals for as little as $4.

FOOD

We have a family of three, and on average we spend $300 per month on groceries in Costa Rica, and about $100 per month eating out.
Total=$400
Grand Total=$850


Слайд 6MAJOR EXPENSE #3: TRANSPORTATION


Слайд 7Unlike the United States, public transportation is EVERYWHERE in Costa Rica—cities

and rural towns alike. These are very cheap options, and are safe and efficient ways to travel without having to own a car.

TRANSPORTATION

My family uses the bus and taxi system every day to get into town. On average, we spend $35 per month on the bus, and roughly $100 on taxis (though many spend much less).
Total=$135
Grand Total=$985


Слайд 8HEALTHCARE
For many retired people, this is by far the biggest area

of concern. But you can rest easy: the country has an excellent healthcare system, with two different forms of insurance you can afford.

Слайд 9HEALTHCARE OPTION #1
If you can show that you have $1,000 of

guaranteed income every month (your Social Security), you can qualify to be designated as a “pensionado.”
By obtaining this designation, you are required to buy into the country’s socialized medicine plan, CAJA. The cost is roughly $50 per month, per person.
TOTAL FOR TWO=$100
GRAND TOTAL=$1,085

Слайд 10HEALTHCARE OPTION #2
However, as is the case with socialized medicine, there

can be long delays for treatment that is not considered life-threatening. Many expats choose to purchase private health insurance as well.
Bought through the country’s INS, this usually runs between 7% and 11% of your monthly income. Taking the midpoint, this would be 9% of the $2,663 Social Security income for you and your spouse.
TOTAL=$240
GRAND TOTAL=$1,325

Слайд 11THE BIG PICTURE


Слайд 12For $1,325 per month, or about $16,000 per year, you and

your spouse can:
Live in a comfortable house in a tropical climate.
Eat well.
Be mobile enough to be involved in your community.
Have suitable medical coverage.


LET’S REVIEW

This means that you could almost live off of one person’s Social Security check.
If your spouse has the average check as well, that’s over $1,000 in discretionary spending every month!


Слайд 13A QUICK CAVEAT
Moving abroad won’t work for everyone. Some people simply

don’t like the idea. There will be a time of cultural adjustment. And there are certainly countries other than Costa Rica that offer the same type of opportunities.

Слайд 14Learn About a $60,000 Social Security Bonus Most Retirees Completely Overlook!


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