DevCode Payment презентация

of e-payment, especially e-gambling
Deep payment knowledge in different markets
Worked with major banks / financial institutions

What we do together with our clients

Provide local payments on global scale
Optimize acceptance rate, conversion rate, fraud etc. with innovative functionality
Local acquirers many countries
Handle PCI/DSS headache
Reduce transaction cost and payment management

integration
No need for iframes or windows
One-time integration
Generic API for all payment options
API provides payment logic, e.g. available payment options per market, fees, limits, etc

Front API

Mobile, Invoice
Independent
Use any payment provider you like on the fly
Cut costs
Lower transaction fees
No need for dedicated resources
PCI/DSS certified standard system
Flexible and customizable
Can adjust very fast to ever changing payment industry
Create your own payment flow and pages and rules
Proven solution
Toughest requirements on availability, performance, security, and anti-fraud
+10 years experience, 3 generations of payment systems

new payment options

Operator Integration API

1. Get payment options 3. Do a deposit

2. Verify user 4. Authorize deposit 6. Notify deposit status

5. Process deposit

routing rules
Temporal rules, e.g. route all traffic to provider 2 when provider 1 is having maintenance
Redundant routing
Failover to another provider, e.g. one provider has temporal problems, or certain transactions get declined by one provider
Load balanced routing
E.g. 30% Provider 1, 40% Provider 2, 30% Provider 3
Cost optimized routing
Route to optimize provider fees based on transaction type and origin
Instant route to a new cheaper provider

Dynamic and flexible transaction routing

repeat payments
VaultIQ only stores the middle digits XXXXXX123456XXXX
PaymentIQ stores 123456XXXXXX1234
PCI scope only within VaultIQ
End to end encryption between client and VaultIQ using RSA public / private key
All operator systems including PaymentIQ are out of PCI scope
Operator only needs to comply to PCI SAQ-A (very simple) if processing less 6,000,000 tx per card brand (VISA / MC)

PCI/DSS Level 1

VaultIQ

Private key

Internet

config

major credit cards supported
All major e-wallets supported
Automated online bank transfer
Mobile payments
Invoicing
Multi payment fraud prevention
Dynamic rules configuration
General, combined, and specific anti-fraud rules
Deposit and withdrawal anti-fraud rules
Security
PCI / DSS Level 1compliant
Verified by VISA and SecureCode

Advanced rule engine and editor
Payment routing
Fraud rules
Fees and limits
Payment back-office
Online transaction search
Payment workflow, e.g. approval lists
Configurations
Advanced credit card processing
Arbitrary complex routing
Automated fail-over
BIN management