Presented by: Beacon Wealth Management
@BeaconWealth
- Главная
- Разное
- Дизайн
- Бизнес и предпринимательство
- Аналитика
- Образование
- Развлечения
- Красота и здоровье
- Финансы
- Государство
- Путешествия
- Спорт
- Недвижимость
- Армия
- Графика
- Культурология
- Еда и кулинария
- Лингвистика
- Английский язык
- Астрономия
- Алгебра
- Биология
- География
- Детские презентации
- Информатика
- История
- Литература
- Маркетинг
- Математика
- Медицина
- Менеджмент
- Музыка
- МХК
- Немецкий язык
- ОБЖ
- Обществознание
- Окружающий мир
- Педагогика
- Русский язык
- Технология
- Физика
- Философия
- Химия
- Шаблоны, картинки для презентаций
- Экология
- Экономика
- Юриспруденция
Financial Boot Camp for Women (and Men too!)Food & Finance презентация
Содержание
- 1. Financial Boot Camp for Women (and Men too!)Food & Finance
- 2. On Tuesday, March 18, 2014,
- 3. Food & Finance 3/18/14 Important Disclosure Everything
- 4. Food & Finance 3/18/14 According to testimony
- 5. A credit score represents the likelihood that
- 6. The FICO score is a three digit
- 7. The U.S. average credit score is 687.
- 8. In addition to lending decisions, credit is
- 9. What information is not considered by the
- 10. To calculate that score, FICO considers five
- 11. Food & Finance 3/18/14 There is no quick fix for bad credit scores.
- 12. A few guidelines that will very likely
- 13. Don’t wait. Now is a perfect time
- 14. Empowering and informative programs for women. Join
- 15. We appreciate your generous participation this evening.
On Tuesday, March 18, 2014, 16 women and 13 men gathered for “Food & Finance” our 2nd Financial Boot Camp for Women session at Le Gourmet Factory Cooking School
Слайд 1Financial Boot Camp for Women (and Men too!)
Food & Finance
March 18,
2014
Слайд 2
On Tuesday, March 18, 2014,
16 women and 13 men gathered
for “Food & Finance” our 2nd Financial Boot Camp for Women session at Le Gourmet Factory Cooking School in Englewood, NJ.
Who says finance has to be a snoozefest?
Not I.
@tinacpowell
Who says finance has to be a snoozefest?
Not I.
@tinacpowell
Слайд 3Food & Finance 3/18/14
Important Disclosure
Everything in this presentation today is intended
to be educational in nature, and hopefully will assist you in reaching your financial goals. However, it is all general in nature, and not specific to any of you or your circumstances.
Nothing we say here today can replace real investment advice that is rendered after a thorough review of your financial situation.
Nothing we say here today can replace real investment advice that is rendered after a thorough review of your financial situation.
Слайд 4Food & Finance 3/18/14
According to testimony before a House Financial Services
subcommittee on March 24, 2010, FICO scores are used in about 10 billion decisions worldwide each year.
Source: http://archives.financialservices.house.gov/media/file/hearings/111/quinn_testimony.pdf
Слайд 5A credit score represents the likelihood that person will pay his
or her debts.
Food & Finance 3/18/14
FICO stands for Fair, Isaac, and Company (1989)
FICO is the best known and most widely used credit score model in the United States
FICO model is used by credit reporting bureaus such as Experian, Equifax, and TransUnion to produce FICO score
Source: http://en.wikipedia.org/wiki/Credit_score_in_the_United_States
FACT Act – Fair and Accurate Credit Transactions Act
Each U.S. resident is entitled to a free report every 12 months.
Слайд 6The FICO score is a three digit number ranging from 300
- 850.
Food & Finance 3/18/14
300
Low Score
850
High Score
Слайд 7The U.S. average credit score is 687.
Food & Finance 3/18/14
Minnesota's
average score of 718 tops Experian's most recent list. The U.S. average is 687, with southern states typically reporting lower scores.
Source & Link: http://www.governing.com/gov-data/economy-finance/average-credit-score-by-state.html
Source & Link: http://www.governing.com/gov-data/economy-finance/average-credit-score-by-state.html
Слайд 8In addition to lending decisions, credit is used for insurance and
employment approvals.
Food & Finance 3/18/14
Lending
Source: http://banking.about.com/od/creditscoresandreporting/a/whatiscredit.htm
Image Source: http://www.texascooking.com/features/april2009-homemade-mayonnaise.htm
Insurance
Employment
Слайд 9What information is not considered by the FICO scoring model?
Name
of your last employer
Requests by consumers for their own credit report
Interest rate being charged on other accounts
The value of your assets
None of the above
Requests by consumers for their own credit report
Interest rate being charged on other accounts
The value of your assets
None of the above
Food & Finance 3/18/14
Слайд 10To calculate that score, FICO considers five different factors:
Food &
Finance 3/18/14
Source: http://archives.financialservices.house.gov/media/file/hearings/111/quinn_testimony.pdf
Image Source: http://dietsinreview.s3.amazonaws.com/diet_column/wp-content/uploads/2013/10/DONUTS1.jpg
Payment history
35%
Amounts owed
30%
Length of credit history 15%
Pursuit of new credit 10%
Mix of credit 10%
Слайд 12A few guidelines that will very likely impact a consumer’s score
in a positive way.
Food & Finance 3/18/14
1. Pay your bills on time – consistently.
2. Keep credit card balances low.
5. Be patient – demonstrate your responsible credit habits over time.
4. Check your credit report to ensure its accuracy.
3. Don’t open new credit accounts you don’t need.
Слайд 14Empowering and informative programs for women. Join us for future events
or host your own!
Please email tina@bwmllc.com
Tina Powell, Director of Business Management
Mark Germain, CFP®, MBA, ADPA®
and Tina Powell
LinkedIn
www.linkedin.com/in/mark-germain
www.linkedin.com/in/tinapowell
Food & Finance 3/18/14
Слайд 15We appreciate your generous participation this evening. We give special thanks
to TD Ameritrade
and to Nick Prastos, Chef Galit Aboodi, and Alison Gray of Le Gourmet Factory.
Food & Finance 3/18/14
