Extra $1 Million For Retirement
- Главная
- Разное
- Дизайн
- Бизнес и предпринимательство
- Аналитика
- Образование
- Развлечения
- Красота и здоровье
- Финансы
- Государство
- Путешествия
- Спорт
- Недвижимость
- Армия
- Графика
- Культурология
- Еда и кулинария
- Лингвистика
- Английский язык
- Астрономия
- Алгебра
- Биология
- География
- Детские презентации
- Информатика
- История
- Литература
- Маркетинг
- Математика
- Медицина
- Менеджмент
- Музыка
- МХК
- Немецкий язык
- ОБЖ
- Обществознание
- Окружающий мир
- Педагогика
- Русский язык
- Технология
- Физика
- Философия
- Химия
- Шаблоны, картинки для презентаций
- Экология
- Экономика
- Юриспруденция
10 Ways To Save An Extra $1 Million For Retirement презентация
Содержание
- 1. 10 Ways To Save An Extra $1 Million For Retirement
- 2. 1. Get rid of your landline Unless
- 3. 2. Shop around for insurance Shopping around
- 4. 3. Dine out less If you go
- 5. 4. Maybe cable isn’t a necessity A
- 6. 5. Bring your lunch to work Instead
- 7. 6. Avoid bank fees Overdraft or returned-check
- 8. 7. Your gourmet coffee habit By switching
- 9. 8. Quit smoking already! Aside from the
- 10. 9. Pay off your credit cards Paying
- 11. 10. Boost your 401(k) contributions Perhaps the
- 12. Let’s see just how much of a
- 13. Check out how much money you could
- 14. This adds up to a staggering $8,576
- 15. Of course, you don’t need to use
- 16. Increase your retirement income even more…
1. Get rid of your landline Unless you need it for a fax machine, having a landline has become rather unnecessary By using your mobile phone as your only phone, you
Слайд 21. Get rid of your landline
Unless you need it for a
fax machine, having a landline has become rather unnecessary
By using your mobile phone as your only phone, you could save $40 per month or more towards your retirement
By using your mobile phone as your only phone, you could save $40 per month or more towards your retirement
May 14, 2015
Слайд 32. Shop around for insurance
Shopping around for car insurance is fairly
common, but many people don’t bother to shop around for other types, like homeowners
Also, check how much your premiums could drop if you increase your deductibles
Also, check how much your premiums could drop if you increase your deductibles
May 14, 2015
Source: www.stockmonkeys.com
Слайд 43. Dine out less
If you go out to dinner regularly, cutting
back by one meal per month can really add up
Choosing to skip a $50 dinner for two every month means $600 extra per year that you could set aside
Choosing to skip a $50 dinner for two every month means $600 extra per year that you could set aside
May 14, 2015
Слайд 54. Maybe cable isn’t a necessity
A few years ago, this would
have been a ridiculous thought, but with services such as Netflix and Hulu, maybe you don’t really need cable anymore
You can even get HBO now without buying a cable package
Or, if you insist on cable, think about downgrading your package or getting rid of some movie channels
You can even get HBO now without buying a cable package
Or, if you insist on cable, think about downgrading your package or getting rid of some movie channels
May 14, 2015
Слайд 65. Bring your lunch to work
Instead of buying your lunch at
work, try brown-bagging it instead
If going out for lunch at work costs $10 and packing a lunch costs $3, your talking about more than $1,700 in savings throughout a year
If going out for lunch at work costs $10 and packing a lunch costs $3, your talking about more than $1,700 in savings throughout a year
May 14, 2015
Source: wikipedia
Слайд 76. Avoid bank fees
Overdraft or returned-check fees can cost you $30
or more per incident
And, try to avoid going to ATMs that aren’t free (Those $2.95 ATM fees really add up over time)
And, try to avoid going to ATMs that aren’t free (Those $2.95 ATM fees really add up over time)
May 14, 2015
Source: wikipedia
Слайд 87. Your gourmet coffee habit
By switching from a $5 premium coffee
drink each day to a $1 cup you brew at home, you’ll save nearly $1,500 per year
Or, if you simply brew your own coffee half the time, that’s still $750 per year in savings
Or, if you simply brew your own coffee half the time, that’s still $750 per year in savings
May 14, 2015
Source: wikipedia
Слайд 98. Quit smoking already!
Aside from the obvious health benefits, many people
could create a comfortable retirement with just this one step
A pack a day at $6.00 per pack is $2,190 that isn’t going into your savings
By quitting and investing this much money every year instead, it could grow to more than $325,000 in 30 years!
Note: assumes investment returns on par with the S&P 500’s historic average
A pack a day at $6.00 per pack is $2,190 that isn’t going into your savings
By quitting and investing this much money every year instead, it could grow to more than $325,000 in 30 years!
Note: assumes investment returns on par with the S&P 500’s historic average
May 14, 2015
Source: flickr user KOMUnews
Слайд 109. Pay off your credit cards
Paying credit card interest is one
of the biggest drains on your financial health
If you owe $5,000 in credit card debt at 18% interest, it’s costing you $900 per year just for the privilege of owing money
If you owe $5,000 in credit card debt at 18% interest, it’s costing you $900 per year just for the privilege of owing money
May 14, 2015
Source: flickr user frankieleon
Слайд 1110. Boost your 401(k) contributions
Perhaps the easiest way to save more
for retirement is to make it automatic by increasing your 401(k) contributions
Even if you’ve maxed out the amount your employer is willing to match, you can still decide to contribute more (up to $18,000 per year, or $24,000 if you’re over 50)
Even if you’ve maxed out the amount your employer is willing to match, you can still decide to contribute more (up to $18,000 per year, or $24,000 if you’re over 50)
May 14, 2015
Source: 401kcalculator.org via flickr
Слайд 12Let’s see just how much of a long-term effect this can
have
For the purposes of this calculation, I’ll make the following assumptions
We’ll assume that we’re talking about a 35 year old who wants to retire at 65
We’ll assume we can match the S&P 500’s historical rate of investment returns
For the purposes of this calculation, I’ll make the following assumptions
We’ll assume that we’re talking about a 35 year old who wants to retire at 65
We’ll assume we can match the S&P 500’s historical rate of investment returns
Adding it all up
Слайд 13Check out how much money you could potentially save
Getting rid of
your landline - $40 x 12 months = $480 per year
Shop around for insurance - $100 in savings per year
One less dinner out per month - $50 x 12 = $600 per year
Get rid of cable, replace with Netflix, HBO - $75 in savings x 12 = $900 per year
Bring your lunch to work - $7 savings x 250 workdays = $1,750 per year
Avoiding 1 ATM fee per week - $3 * 52 = $156 per year
Brewing your own coffee ½ of the time = $750 per year
Quitting smoking - $2,190 per year
Pay off $5,000 in credit card debt at 18% interest - $900 in savings per year
Contribute an additional 1% of your salary to your 401(k) - $750 per year (assuming $75,000 salary)
Shop around for insurance - $100 in savings per year
One less dinner out per month - $50 x 12 = $600 per year
Get rid of cable, replace with Netflix, HBO - $75 in savings x 12 = $900 per year
Bring your lunch to work - $7 savings x 250 workdays = $1,750 per year
Avoiding 1 ATM fee per week - $3 * 52 = $156 per year
Brewing your own coffee ½ of the time = $750 per year
Quitting smoking - $2,190 per year
Pay off $5,000 in credit card debt at 18% interest - $900 in savings per year
Contribute an additional 1% of your salary to your 401(k) - $750 per year (assuming $75,000 salary)
May 14, 2015
A million or more
Слайд 14This adds up to a staggering $8,576 per year!
If you could
boost your retirement savings by this much every year for 30 years, it could grow into a $1.3 million nest egg!
May 14, 2015
Слайд 15Of course, you don’t need to use all 10 of these
tips
Just a few of these could mean the difference between struggling to retire on time and creating the retirement of your dreams
Just a few of these could mean the difference between struggling to retire on time and creating the retirement of your dreams
May 14, 2015
Слайд 16Increase your retirement income even more… The $60,000 Social Security bonus you
need to know about
CLICK HERE TO READ NOW
